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Rent to Own

Discover How To Own Your Dream Home for about the price of your current Rent

Learn the Secrets of Buying at a Discount. “Rent To Own” Your Dream Home Today with Little or No Money Down!!!

Are you trying to buy a home with no success? Are you tired of getting turned down for a mortgage because of bad credit? Do you have a steady income and job history?  If your answer is yes to one or all of the above then one of our Programs may be the right solution for you.

  • American Dream Home Ownership Program

    • Requires no bank financing or bank qualifying.
    • You can increase your take home pay. You get to deduct interest payments and property taxes from your income taxes. This lowers your income taxes and allows you to increase your deductions.
    • Requires 10% of the purchase price as down payment. You can choose to pay more and that will lower your monthly house payment.
    • You can receive all the benefits of homeownership NOW without the hassle of bank financing.

    I Want The American Dream

    Note: Everyone’s situation is different. Credit history, income and debt-to-income vary. Our programs have helped countless people in achieving the American Dream of Home Ownership but might not be applicable to everyone.

  • Rent To Own Program

    With 3-5% down as an Option-to-Buy Fee you can qualify for our “Homeowner in Training” Program giving you time to improve your credit and build up your necessary down payment. You can earn a fixed monthly credit toward your future down payment.

    Once your credit has improved or you have accumulated enough down payment you can qualify for a traditional low rate bank loan or you may choose to convert to our easy qualifying “American Dream” Homeownership Program. This program is perfect for those with credit issues or those who haven’t saved enough down payment or just want to “test-out” the neighborhood, the schools or the house.

    “I was in a tough situation. I just had a new baby and wanted a bigger place. I wanted to buy a house to set roots in but my credit was a mess. No one would give me a chance. I was frustrated but I didn’t get mad, I called M.A.D. and they put me on the Rent-to-Own Program and 12 months later I was an official homeowner. The great thing about it was I didn’t have to move because they had let me move in right away. I can’t thank M.A.D. enough for helping me out.” — John Myers, Waterbury, CT

    I Want To Rent-to-Own My Dream Home

    Note: Everyone’s situation is different. Credit history, income and debt-to-income vary. Our programs have helped countless people in achieving the American Dream of Home Ownership but might not be applicable to everyone.

  • Rent-to-Own Program Example:

    1. Step 1
      $1,500 Monthly Rent
      $4,500 Option Fee
    2. Step 2
      Rent for 12 months (or up to 36 months)
      Establish/clean up credit issues
      Pay on time
    3. Step 3
      Apply for a mortgage loan
      Lending institutions look at this as a “refi” as opposed to a straight purchase so many times it is easier.
    4. Step 4
      Purchase the home
      Example:
      $150,000 Purchase Price
      – $4,500 Option Fee
      $141,500 Balance

    *Option Fee is handled as a down payment

    **Option Fee is forfeited if home is not purchased.

    I Want To Rent-to-Own My Dream Home

    Note: Everyone’s situation is different. Credit history, income and debt-to-income vary. The above example is for illustration purposes only and although it is typical, it might not be applicable to everyone.

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